There are lots of reasons consumers call on Freeland Real Estate Appraisals

To many, an appraisal just looks like one more thing on the break-sheet for a mortgage or refinance. Nearly all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation processes that may appear to be cheaper than an appraisal. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a licensed, independent real estate professional could come in handy.


	If you're planning on any transaction where the value of your home is a factor, you should contact Freeland Real Estate Appraisals. Just click here.

Let Freeland Real Estate Appraisals help you challenge your tax assessment in Whatcom County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your real estate, so if prices have gone down in your neighborhood, you can appeal your assessment and save money. An appraisal from Freeland Real Estate Appraisals is your best evidence when building your case. At Freeland Real Estate Appraisals, we're equipped to assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance policy that nearly all lenders ask homeowners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Freeland Real Estate Appraisals will produce a statement regarding the value of your home. The price you paid for the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is an especially traumatic ordeal for the parties involved, and it is often more complicated by the challenging decision of who keeps the home. It's a good idea to order an appraisal from Freeland Real Estate Appraisals so both parties are entirely aware of the true market value of their home, regardless of the situation.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the correct value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let Freeland Real Estate Appraisals help you with relocating to or from Whatcom County

Moving due to a job change is a more than just an inconvenience. We know where you're coming from. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Freeland Real Estate Appraisals

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we report, but rather they are based on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.